Loans
Housing loan is the type of loan which is provided to the members for the construction of house .
Business loan is provided to the members for the establishment of new business or for the expansion of business . It helps to influence the business carreer of the members.
Samajik loan is provided to the member as to arrange different social functions and duties like Bibaha, Bratabandha, Pasni etc .
Education loan is provided to the members for the purpose of study. Members can apply for the loan only for the purpose of education .
Hire purchase loan is provided to the members for buying vehicles and make way of earning . It aims to increase the economic situation of members.
Ghar Nirman loan is provided to the member as to provide helping hands for members in completion of construction of house.
Apatakalin loan is the type of loan provided to the members who are in need on very needy situation like hospital charges, expire of the family members etc.This is for short period of time .
Agricultural loan is the type of loan which is provided to the members for the various purpose of agricultural sectors like farming, animal husbandary etc .
The basis to get a loan are as follows:
- Must be a shareholder of this cooperative.
- Must have maintained the regular saving accordingly.
- Must have membership period of atleast 3 months.
- Must have cleared all the remaining dues of previous loan.
The following documents are to be submitted for the loan processing:
- Copy of Citizenship
- 2 copies of PP photos
- In case of hire purchase : Vehicle quotation, Insurance paper, tax paid receipt, route permit, Bill-Book.
- Monthly income statement
- Original Land ownership document
- Original Area Map and File map of the related site.
- If the loanee wants to take house as collateral then the Naksa Pass certificate should be compulsary submitted.