Savings

Regular monthly saving is the compulsary saving for all the members  and the saving  to be done within the month. The saving amount for male Rs.300 and for female Rs.200 compulsary. The delay in saving results to fined Rs.10 per month as Bilamba Sulka. After the completion of 60 years of age of the member, the 50% of the total amount  can be withdrawn per year.

Daily saving is a kind of regular saving. Our Collection staffs and marketing representatives collect this saving from door to door. Minimum deposit amount is Rs 50. 

Eichhik saving is type of saving where member can deposit and withdraw the desired amount of money whenever they need. The minimum balance of the account should be Rs. 100.

Special ssaving is the type of saving account for the specific  occasion. Desired amount can be deposited not less than Rs. 100 and can be withdrawn with minimum balance of Rs. 100.

Kramik Saving is the type of saving which is time bounded to 100 months (i.e 8 years and 4 months). Members should deposite Rs. 1000 per month to the fixed time and after the maturation of account total sum of Rs. 155000 will be credited to the account holder.

Sansthagat Saving is the type of saving which aims to deposite the amount of organizations established with the vision of Social Service (like Public School, GuThi, Upabhokta samiti etc.). The desired amount can be deposited not less than Rs. 1000.  

Share saving is the type of saving in which member can deposite the amount for the purpose of buying shares and  the amount to be deposited should be divisible by Rs. 100.In future the shares can be purchased directly by transferring the amount from this account.  

Chadparba Saving is the type of saving in which the amount is deposited for the special occasion or festival (like Dashain, Tihar , Maghesakranti , etc ) . This helps to manage the finance in the  festivals easily. The amount can be deposited not less than Rs. 100 and can be withdrawn only when the specific time is fulfilled.

Share dividend saving is the type of shaving where the dividend  of share  amount is directly deposited to the respected shareholder.

Child Saving is the type of saving in which the Guardian of the child member takes the responsibility to save the amount not less than Rs. 100 per month. The amount can be withdrawn only when the child member becomes Nepalese Citizenship holder.

Joint Saving is the type of saving in which two or more than two member can open and operate a single account combinely . The amount can be deposited not less than Rs. 100. 

Jewellery Saving  is the type of saving where amount is deposited for the purpose of buying jewellery in future and can be withdrawn only when the required amount is deposited in the account . The amount can be deposited not less than Rs. 100. 

  • Fixed 1 Year: The desired amount not less than Rs. 10000 can be saved for the time limit of 1 year . The interest rate is 11%.
  • Fixed 2 Years:The desired amount not less than Rs. 10000 can be saved for the time limit of 2 years . The interest rate is 12%.
  • Fixed 3 Years: The desired amount not less than Rs. 10000 can be saved for the time limit of 3 years . The interest rate is 13%.
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